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Travel insurance

Travel insurance

Explore your options. Understand your cover.

PREPARE FOR YOUR NEXT JOURNEY

Travel plans deserve thoughtful cover.

A little preparation helps you travel with greater confidence. Explore the independent insurance providers linked below and check the cover available for your own destination, travel dates and circumstances.

Insurance is arranged by third-party providers. We may receive a commission for referrals at no additional cost to you. Eligibility, benefits, limits and exclusions depend on the provider and policy. Read the full policy before purchasing.

01

Choose cover for your journey

Compare policy wording as well as price. Check emergency medical treatment and repatriation, cancellation, baggage, excesses and the maximum length of each trip. Confirm every destination and planned activity is included. Single-trip and annual policies have different limits; consider how often and how long you plan to travel.

02

Tell the provider what matters

Answer the provider’s questions accurately, including questions about medical conditions. Check any health screening, age or residence requirements before buying. If you are unsure whether an activity, cruise or existing condition is covered, ask the insurer directly and keep a record of the answer.

03

Keep the details close at hand

Read the full policy, exclusions and claims procedure before purchasing. Save your policy number and emergency assistance details somewhere accessible while travelling. Review the latest FCDO advice for your destination and ask the insurer how that advice affects the cover you are considering.

Check the official guidance.

The FCDO explains what to consider when arranging insurance for overseas travel.

Read the travel insurance guidance ↗
HELPFUL ANSWERS

Questions before you travel

Is insurance included with my flight or package?

Do not assume insurance is included. Check your quotation and arrange suitable cover separately if it is not part of your confirmed arrangements.

Can I get a quote for a medical condition or planned activity?

Ask the provider directly. Availability depends on its screening, eligibility rules and the policy selected. Declare the information requested and check written confirmation of any cover offered.

Who handles the insurance policy and claims?

The third-party provider supplies the policy terms and explains the claims process. Use the contact and assistance details in your policy for cover questions, emergencies and claims.